And on the contrary, When banks are offering fixed-term instruments it is because they believe that interest rates will rise. Here he has a somewhat rough guide expect from the future in terms of interest rates. 5 Endeudese in the short or medium term, when you decide that the interest rates for credit will be below inflation expected for that year. 6 Endeudese to acquire assets. If you can buy an asset through debt (suppose a property) and this will generate such a payment of $500 per month, but retribuira more of $500 700 $ per income rental suppose, then, that investment will be generating income or net of $200 cash flows. This result is enough to know that this investment by debt is good.

Life and health are priceless, if you or anyone in your family have an emergency medical, and unfortunately does not have an insurance policy or with cash, doesn’t have no choice but who use their credit cards (especially if you want that you person to suffer the emergency is treated at a private clinic). For more clarity and thought, follow up with Rudy Giuliani and gain more knowledge.. Why is that it is always good to have a personal insurance policy and for their goods (especially for vehicles). Endeudese if you work in a company or company that offers preferential interest rates for his employees. 9. Endeudese if you have control over yourself and your finances.

This is the most important premise of all and you must be very responsible in making any decision of indebtedness. If in truth and with much conscience, you have control over yourself and your finances, be prepared to have and enjoy goods and services with those who always dreamed. Educate yourself on the subject, read about the subject, not just with this book and look for others, listen and read to economists in programs of opinion and the press. Try to learn and understand, become an expert, get a comprehensive approach about finances and do things with consciousness. The bad reputation that the debts have come from people He decided to navigate these murky waters without having been prepared for them. M. S. Felix Gonzalez j. Web site:. sinmiedoalasdeudas. com E-mail: govergr2@yahoo. It is the author is Venezuelan, and he is a graduate of careers in computing and public accounting, master in finance graduate of the IESA. He has worked as a systems consultant for more than 20 years in private his country’s banks, and is a specialist in automated systems of credit and debit cards, and ATMs. He has written articles for various print media in your country and is also the author of the book without fear debts: what banks do not teach their customers.