European Central Bank

The shutdown of the national payment procedures to the date of 1 February 2014 and that the final transition to the SEPA schemes inexorably closer. SEPA is relevant for all: any company, any authority, any club has to adapt. The changes affect not only the change of account number and bank code IBAN and BIC, but require a high conversion effort in many organizations. The experts of the eBusiness pilot Bavaria have now published a checklist for the introduction of SEPA provides support during the transition. The checklist explains the basics of SEPA first and pointing out the requirements of the organizations of the SEPA changeover project as well as the systems. In most organizations, a variety of systems that must deal with the new data formats is affected.

With a relatively simple collection of IBAN, it is by no means done. In the current specification, the SEPA payments are based on a standardised font without umlauts or special characters. In the intended purpose to the Standing places available are significantly reduced and there are new text key (purpose code), to automatically classify payment operations. In short, the SEPA data format is built completely differently than the previous DTA format. In all divisions, not just accounting, and accounting are affected.

In detail, the checklist setting out the stricter requirements for direct debits. It shows whether and how existing direct debits in SEPA mandates can be reinterpreted and demonstrated the need for a correct management of the mandate. The obligation to announce a direct debit in time advance is new to SEPA. The checklist explains the necessary deadlines and provides also text examples of individual notice. Also change the deadlines for banks. A German direct debit was due, i.e. credited almost immediately after submitting the payment recipient so far run much longer lead times must be observed when the SEPA direct debit partially over a week previously. This whole business models could be affected. For many organizations, much remains to be done. A recent study by the European Central Bank according to Germany lagging in the SEPA implementation is far behind schedule. The consequences of a sleepy or ill-begotten implementation for companies can be fatal: If sales suddenly no longer can be indented, because the Bank must reject direct debits of the company, cash breaks away. Insolvency and thus the insolvency threatening at worst. There are only about 150 working days deadline 1st February 2014. High time to adapt. There is no plan B! The checklist shows in more compact and clearly arranged form, what remains to be done is for companies. SEPA will come? And if the transition period is over, all of the advantages will benefit: A single European payment area with a single regulatory framework, with the same deadlines, maturities and data formats, and above all with the same cost domestic and cross-border payments in euro. While the checklist for the successful transition to contribute. The SEPA checklist can be downloaded for free under sepa-checkliste.pdf. See supplementary documentation, tips, and information on events on the subject of SEPA on more information around the subject areas, E-Commerce and E-finance is available at available.

Managing Director

Dealing with documents more cumbersome than necessary according to survey ‘Scanning or race?’ Wetzlar, 08 November 2011 the handling of documents in German companies is more complicated than necessary, revealed a recent user survey of notable solutions, Inc. (NSi) about the practice in the collection of paper documents. Although modern multi-function devices (MFPs) are today in almost all offices, but their scope is not nearly exhausted: as a result of the study is scanning or race? “, which the software manufacturer NSi recently carried out.” Because although over 90% of respondents to the MFP scan daily important documents such as invoices, delivery notes and logs, only a third of their intelligent features uses for capture and workflow. With the consequence that the processing and forwarding of data, complicated runs as needed. Up to 80 minutes a day spend most with digitizing. Send for example a scanned image in the own workplace and all further steps for processing and File manually from instead of to streamline repetitive processes. Wasted resources more effectively, you can use this “, Enno Luckel, Managing Director of the German subsidiary NSi Europe GmbH in Wetzlar said.

NSi is one of the leading providers of solutions for the collection of information and their automated processing workflows. Function as an app can be activated that employees get unnecessarily heavy Office life, depends on less to lack technology or more complicated operation: because classical tasks like OCR capture, indexing, conversion and data transfer is similar to how an app via activated icons directly on the MFP LCD initiate and run then automatically in the background drain. Instead have implemented two-thirds of the companies so far purely and simply not such processes. That surprised us very, because one can define workflows without narrowing the scope of an employee. And you don’t need special knowledge”, Enno Luckel says. Da are we asked to alert users to the untapped potential of their MFPs as a software manufacturer of such functions but also the retailers.” Free download

European Commission

By prudsys receives trusted shop certification recommendation system trusted shops stands for safety and confidence. The trusted shops trustmark applies throughout Europe as the quality seal number one in online trading by the European Commission for effective consumer protection and support for SMEs. Not only online stores, guaranteeing a safe handling of ordering and payment processes, but also e-commerce solutions that meet a wide variety of high safety and quality standards will be awarded. Trusted shop now awarded this seal of approval to prudsys AG, whose recommendation engine is considered the recommendation system most widely used in German-speaking countries. The realtime analytics specialist thus becomes the official shop software partner by trusted shops.

The recommendation engine by prudsys allows a dynamic recommendation of products across all customer interaction systems. While the recommendations focus on the actual preferences of the buyer. The system is self-learning and in real time. By constant interaction with the buyer meets its individual purchase behavior optimally the system, and recommends products that his actual needs. Such individual recommendations to increase not only the shopping frequency and the number of spontaneous purchases.

They also extend the length of stay in the shop, promote customer loyalty and eventually lead to a maximization of profits. Also IREUS customers benefit from this new quality seal. Under the prudsys AG provides its engine of recommendation SaS / ASP solution, so that small and medium-sized online shop operator in the future profitably can employ this recommendation technology. Low investment cost, no investment risk, fast and possible without specialized IT skills to set up an individual recommendation engine and uncomplicated incorporating of the recommendations of the own web shop make interesting and affordable for the first time the use of recommendation technologies for smaller companies. Catalogers, in their Shop product recommendations with a very high personal preference for the customers supply, show a high level of customer orientation.

Inexpensive, Practical, Professional:

Now slide fonts and digital prints at online-Tuerschilder.de Tornesch, August 25, 2009. First impressions count: whether for corporations, hospitals or professionals such as lawyers, craft or surgeries are an important representative means meaningful doors and signboards. They signal professionalism, inform customers or patients, and point the way. Schleswig-Holstein online-Tuerschilder.de (www.online-tuerschilder.de) offers high-quality door signs for indoor and outdoor use. And now customers high-quality slide fonts and digital prints for individual template.

Cheap, fast and handy: Now online Tuerschilder.de offers also slide fonts and digital prints. Retailers can make their showcase so professionally, cars labeled with foils can be used public appeal. The material consists of cut heavy-duty foil and is weather -, waschstrassen – and UV-resistant. The focus of the Tornescher Company Rolf Kloth, senior of North German medium-sized operation but still lie on door signs, explains: special requests are no problem for us. All employees are so that we can advise each client individually. specially trained” Acrylic and glass and aluminium, brass and stainless steel to ceramic or wood from the modern or classic design to colorful signs with images, anything is possible. The experienced team of online Tuerschilder.de labeled according to requirements of customers with high-performance films, digital printing or color laser printing plates on request. Of course we produce from one piece per order”, underlines Kloth, especially for smaller customers and professionals such as lawyers or doctors that is so enormously important.

Just as we can process quickly and professionally but also large orders of several hundred pieces with our high-performance printing in the home.” In addition to detailed expert advice is also safe shopping at online-Tuerschilder.de ensure that the trusted shops certification includes a money-back guarantee. About online-Tuerschilder.de online-Tuerschilder.de Tornesch was founded in 2007 in the Schleswig-Holstein. Managing Director Marlene Powelleit Kandi’s professional, nine team specializes in the sales and installation of door signs and trail systems. All employees have many years of industry experience. The customers from all sectors include including the Audi BKK, Bosch Rexroth filtration systems GmbH, the clinic of Eifel Manderscheid or the Franciscan monastery. Press contact: Online-Tuerschilder.de Marlene Powelleit-Kloth Borstelweg 20 c D-25436 Tornesch Tel.: 04122 402125 fax: 04122 47533 E-Mail: PR Agency:

Masternaut, one of the leading providers for telematikgestutzte solutions to the management of mobile employees continues to grow. Munich, 24.09.2012. In the next 12 to 24 months the Masternaut Germany GmbH, then 100 employees number of employees to more than quadrupled. The personnel structure extends across all divisions in the entire region of the roof. The range of telematics products and services with which Masternaut market demands the DACH region can serve to economy, efficiency, safety, and sustainability is a key factor for the exponential growth.

‘ The current growth reflects primarily our unique offer. Because we have positioned ourselves at an early stage in the market increasingly consolidating, and can state-of-the-art solutions at hand give thanks to our pan-European presence and the largest development team in the industry our customers, providing them true competitive advantage ‘, Nick would be Walker, General Manager of Masternaut Germany GmbH. news Masternaut Europe over 500 employees, 120 in the area of research and development are working alone. Therefore, the company has extensive resources for further development. Aim is above all to strengthen the core business and the promotion of solutions such as, for example, sustainablity + according to Masternaut.

The sustainability solution by Masternaut promotes an ecological, economical and socially sustainable driving alike. ‘ We are lined up to higher industry standards establish and compelling ways show customers how they improve their business performance. Recent developments and numerous new customers show one thing above all: we are on the right track. In a rapidly changing world we will open innovative ways to increase the competitiveness of our customers that we will intensify our now staffed ‘, says Nick Walker finally. Click here for the message on telematics Markt.de

Largest PR agency in Michigan relies on security ‘made in Germany’ Lambert, Edwards & Associates, the largest investor relations agency in the State of Michigan and PR agency of many companies in the American financial and health care continues in the future on the encryption and data leakage prevention solution fideAS file enterprise of Stockstadter specialists for data security. Don Hunt, Managing Director at Lambert, Edwards & associates and former journalist of the New York Times, emphasizes the importance of confidentiality in his business: our customers about such spectrum health, strong Tower financial or the national heritage Academy, rely on the trusted handling of our company with their data. As investor relations agency we handle highly confidential information often long before they are intended for the general public. Data theft could damage the image of our clients enormously and our own also. Therefore we are very pleased with fideAS file enterprise now an encryption solution installed to “have all our needs met.” fideAS file enterprise helps companies in the handling of sensitive data with strong encryption and more data leakage prevention features such as copy protection for confidential files and control of mobile disk.

The software runs invisibly in the background of the user’s PC and encrypts files automatically according to a centrally-set policy. All security-critical actions and file accesses are logged in tamper-proof. The software enables companies without all legal requirements to comply with great pains. It protects against the loss of customer data and the obligation to publish it then. Because the laws in the United States require that”Steve Lassig explains chief operating officer (COO) and Vice President of the applied security US Inc smiling he adds, I’m very happy to have won Lambert, Edwards & Associates as the first customers.

CSM Munich

London, Paris, Munich. Not infrequently, these three cities in one breath are called. The persons in charge of the euro Grundinvest Germany 17 GmbH & co. KG – urban development Munich know this: you have more than 20 years of experience and a track record of existing. Why Munich? Germany’s third-largest city experienced a population growth of over four percent since 2006.

Munich has also in this country one of the largest population densities. The real estate broker Jones Lang LSalle assumes that the number of families will increase, pushing in the Bavarian metropolis. Over the next approximately 15 years approximately 150,000 new Munich it “might, who are looking for a new home. Affordable housing in the region is urgently needed. Because right now the average price according to Jones LSalle long at 12.65 euros per square metre and therefore at the top in Germany. Here, just 4,400 housing units were completed in 2010.

If one considers the gap between demand and supply is quickly clearly, why the Munich real estate market is not overheated, as some believe, but has growth potential. Benefit from the investors of the euro Grundinvest Germany 17 – Munich city development. They invest their capital in the start-up financing of new projects and benefit from it. Because the Grundinvest euros at the source of value creation: purchase of entwicklungsfahigem land to residential areas, development of new residential areas and the sale of real estate at a profit to investors and owner-occupiers. The management evaluates this yields below 20 percent a year for investors of the euro Grundinvest Germany 17 – urban development Munich rather than success. The target yield to be achieved in each case is according to prospectus 12 per cent annually for a short term until the 31.12.2017. In addition any profits are divided in the ratio 80-20 between the investors and the management. The calculation of the profit-sharing takes place here each starting the following month after accession, where for the time of accession the value date on which Resources use control account is crucial. As the target volume has been exceeded long originally ten million euros in and was due to the high demand from investors, banks and asset managers on the one hand and the investment opportunities in very interesting projects on the other, the volume of the Fund increases. From the new quota already again a large part is placed so that interested investors should hurry up, that would benefit from this Fund. A participation is possible from 15,000 euros. The Fund is offered by the Munich involvement specialists dima24.de among others. Also interested brokers and banks can this Fund about the B2B sales coordinator of CSM conqueror sales & marketing () to distribute.

Eberhard Fabricius AZS

Security systems, access control, time recording and HR AZS system AG’s Web-based solutions online provide the necessary infrastructure for communication and cooperation and access to the fields of activity of the modern security and personnel management. AZS system AG prasentiert in Wiesbaden the entire portfolio of security solutions. The focus is access on card”the professional locking and access control system. The system consists of four perfectly matched components: Identifikationsmedium, write / read unit, cylinders and management software. A card or a transponder can be used as identification medium, both are safe electronic door opener and quickly when needed for new employees or visitors create. The casys 3010 cylinder work free cable, so even if key is lost no cylinder must be replaced or reprogrammed.

The permission is easily corrected with a mouse click. AZS system AG presented in addition to the safety-related applications the advantages of modern solutions for the time and human resources. On the basis of different scenarios and examples of realized the tried and tested applications for the electronic personnel file, human resources planning and management, applicant management, project controlling and time and attendance are illustrates vividly. Peris 3010 supports municipal facilities such as fire brigades, hospitals or cities and municipalities and ecclesiastical establishments, to plan the necessary manpower. A needs-based and flexible personnel planning, which guarantees a high quality of service and avoids at the same time personnel overcapacity is necessary for an efficient planning. Peris 3010 and time 3010 meet the requirements in the local area as a practice-proven solutions.

Human resource management software solutions Peris 3010, timetracking time 3010 and the access control offers access 3010 AZS system AG users fully integrated, modular solutions for human resources, time management and access control. The solutions of AZS system AG already contribute to the sustainable success as single solutions, unfold their full potential if they are merged to integrated and economical complete solutions. And: all solutions are open systems that can be integrated in the company’s own IT infrastructure with standard interfaces, and take into account existing hardware. About AZS system AG, the AZS system AG with headquarters in Hamburg is one of the leading systems integrators for comprehensive and complex solutions in the areas of personnel management, personnel information, time recording, access control and security technology. The perfect interplay of hardware and software customers from administration, public service, industry and Commerce received the complete system solution from a single source. Since its inception AZS itself in 1989 as an independent system and consulting for integrated solutions. More than 1000 installed systems at major companies have been successfully installed in more than 15 years.

Ten percent of their disposable income to travel citizens in Germany year after year for their private pension. “But this number is an average number,” Richard A. Wandl white as CEO of aacaeu AG. The South of Munich-based company has can even legally protect its company name. Placing so much emphasis on individuality, quality and exclusivity of the own brand. This is a targeted private provision against the background of a steadily declining Government supply to offer citizens, is that affordable wrote rima on the flags. And Waho is right, because the available income is low, the lower the saving rate will be.

At least the surveys of trade union associations believed a pair of scissors, which apparently always goes up. “Consistent way writes the financial services aacaeu AG on its website: what to do when so much month left at the end of the money?” The resounding answer: Take your retirement assets into the own hand, by first examining your existing situation”, aacaeu Board Wandl attracts millions of citizens. Many citizens are in fact very unsure of themselves, how they should currently conduct their private pension. Basically simple instructions that access really missing. Here, several studies have shown that the safety of the plant is currently the most important argument for investors and savers. The German economy will is almost independent of any economic ups and downs. The financial crisis is just a bogus argument when it comes to the question of personal interest.

But how should you tackle it most skillful, to take their future into their own hands? “At this point, the aacaeu AG white Council: because first of all is the fundamental situation of the company private household in a consultation” discussed. “These are especially the desires and objectives addressed the important”, explains aacaeu Board Waho. The reason is as simple as significantly: leaving many savers even at the smallest movements of life the will to stick to the pension plan.